Speeding Tickets – More Impact Than You Think

Nearly everyone has been guilty of driving over the speed limit at one time or another. Consequently, you would assume that a speeding ticket comes with little to no consequences except for a fine and a minor mark on driving record. While this assumption does hold some truth, speeding tickets can have a lot more impact than you think they would. 

Did you know that a speeding ticket could cause your insurance to increase? That is correct; it could. Of course, this depends on your situation as well as your insurance company’s policy. A speeding ticket may also prevent you from getting a reimbursement from your insurance company for having a clean driving record. Insurance companies can pull your driving record to assess your risk of getting into an accident or determine how safe or a driver you are. A poor driving record will impact your premiums. If your insurance company does increase your rate, the increase may not show up until it is time to renew your policy renewal, so it is something to watch for. 

Violations for Speeding

In Utah, a speeding ticket is considered a traffic infraction and generally comes with the following fine: 

  • 1 to 10 miles per hour over the limit – $120
  • 11 to 15 miles per hour over the limit – $150
  • 16 to 20 miles per hour over the limit – $200
  • 21 to 25 miles per hour over the limit – $270
  • 26 to 30 miles per hour over the limit – $370, and
  • 31 or more miles per hour over the limit – a minimum of $470

Unfortunately, a speeding ticket will also add points to your driving record. Speeding tickets may account for 35 to 75 points on your driving record per violation. The Utah Division of Motor Vehicles assigns points to your driving record for different moving violations. Currently, if you receive 200 points on your driving record in three years, your license could be suspended for three months. If you are under 21 and receive more than 70 points in three years, your driver’s license could be suspended for one month. 

There are ways to combat the negative consequences of a speeding ticket. An experienced attorney will be able to advise you of steps to take to assist you with minimizing the impact of a speeding ticket or perhaps even help lower the severity of the ticket. If you have any questions, feel free to contact our office.   

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